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	<title>The Pinnacle Real Estate Company &#187; Buying or Selling ?</title>
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		<title>First Time Home Buying and College Debt</title>
		<link>https://blog.pinnacleresales.com/buying-or-selling-tips/first-time-homebuying-college-debt.html</link>
		<comments>https://blog.pinnacleresales.com/buying-or-selling-tips/first-time-homebuying-college-debt.html#comments</comments>
		<pubDate>Wed, 02 Sep 2015 23:39:22 +0000</pubDate>
		<dc:creator><![CDATA[Pinnacle Real Estate]]></dc:creator>
				<category><![CDATA[Buying or Selling ?]]></category>
		<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">https://blog.pinnacleresales.com/?p=116</guid>
		<description><![CDATA[<p>The impact on First Time Home buying and College Debt ? Increasingly we see that college graduates are delaying their entry into the housing market and seeking that first home.  Many times years of renting occurs while accumulated college debt gets paid down or off. Studies report that once your debt related to college exceeds $25,000 [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://blog.pinnacleresales.com/buying-or-selling-tips/first-time-homebuying-college-debt.html">First Time Home Buying and College Debt</a> appeared first on <a rel="nofollow" href="https://blog.pinnacleresales.com">The Pinnacle Real Estate Company</a>.</p>
]]></description>
				<content:encoded><![CDATA[<div class="share"><a href="https://blog.pinnacleresales.com/wp-content/uploads/2015/09/bigstock-People-in-a-Meeting-and-Single-67539250REVISED-SIZE.jpg"><img class="alignleft  wp-image-117" src="https://blog.pinnacleresales.com/wp-content/uploads/2015/09/bigstock-People-in-a-Meeting-and-Single-67539250REVISED-SIZE.jpg" alt="People in a Meeting and Single Word Productivity" width="200" height="147" /></a>The impact on First Time Home buying and College Debt ? Increasingly we see that college graduates are delaying their entry into the housing market and seeking that first home.  Many times years of renting occurs while accumulated college debt gets paid down or off.</div>
<div class="content">
<div class="content--art-text">
<p>Studies report that once your debt related to college exceeds $25,000 you are much likely to consider purchasing a home as opposed to someone who has little of no college debt.  This dilemma applies to Millennials, many of whom are burdened with with excessive debt levels.  Of course coming out of college we expect a return on investment related to obtaining a college degree.  Earning potential, conceptually should be permit the offset any financial impositions related to from obtaining a college degree, the cost of college.  While this is generally true, the millennial generation still seems to be getting older as they enter the housing market.</p>
<p><strong>There is a bit of a juggling act.</strong></p>
<p>Do you save for the down payment or pay back college loans first?  . If you’ve already saved up, do you use that money for a house or to pay off student loans. What are the qualifying guidelines for buying a home.  If you are not aware of these how can you prepare for home ownership.  What is the minimum required credit score in order to qualify for a home.   How much cash does it take to make that 1st purchase and are there special first time home buyer programs to assist (BTW&#8230; Yes !)</p>
<p><strong>You may want to seek guidance</strong></p>
<p>Guidance could be in the form of a financial planner, tax account and a whole host of other parties including a real estate professional.  We still contend that investing in a home is generally a sound investment and a tool for building additional net wealth over time.  Early in the game there should be a clear understanding of the rent versus owning concept.  It is very simple but often time totally misunderstood.</p>
<p>Our advise, make the call and explore home buying regardless of your college debt.  It does not cost anything to become informed.  In the short term, maybe it is not the time.  But if it appears so, there can be financial  and personal benefits.  Call the Pinnacle Real Estate Co. today at 410-560-3556 for a no obligation meeting to explore answers to these questions and others.</p>
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<p>The post <a rel="nofollow" href="https://blog.pinnacleresales.com/buying-or-selling-tips/first-time-homebuying-college-debt.html">First Time Home Buying and College Debt</a> appeared first on <a rel="nofollow" href="https://blog.pinnacleresales.com">The Pinnacle Real Estate Company</a>.</p>
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		<title>Make Your Property More Attractive for Homebuyers</title>
		<link>https://blog.pinnacleresales.com/buying-or-selling-tips/make-property-attractive-homebuyers-2.html</link>
		<comments>https://blog.pinnacleresales.com/buying-or-selling-tips/make-property-attractive-homebuyers-2.html#comments</comments>
		<pubDate>Thu, 13 Aug 2015 20:01:55 +0000</pubDate>
		<dc:creator><![CDATA[Pinnacle Real Estate]]></dc:creator>
				<category><![CDATA[Buying or Selling ?]]></category>

		<guid isPermaLink="false">https://blog.pinnacleresales.com/?p=68</guid>
		<description><![CDATA[<p>Ensure a Good First Impression Homebuyers make up their minds about a property in the first few minutes. Make sure your home makes that vital first impression. New paint does wonders. Make sure the front yard is flawless with manicured lawns and attractive foliage. Add a hanging basket or some flower pots at the door. [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://blog.pinnacleresales.com/buying-or-selling-tips/make-property-attractive-homebuyers-2.html">Make Your Property More Attractive for Homebuyers</a> appeared first on <a rel="nofollow" href="https://blog.pinnacleresales.com">The Pinnacle Real Estate Company</a>.</p>
]]></description>
				<content:encoded><![CDATA[<p><span style="font-weight: bold;">Ensure a Good First Impression</span></p>
<p>Homebuyers make up their minds about a property in the first few minutes. Make sure your home makes that vital first impression. New paint does wonders. Make sure the front yard is flawless with manicured lawns and attractive foliage. Add a hanging basket or some flower pots at the door. The front door is also critical, make sure the hardware is presentable.<span id="more-68"></span></p>
<p><span style="font-weight: bold;">Make them Feel Welcome</span></p>
<p>Don’t forget buying a home is in many ways an emotional decision, so it’s important to give buyers that warm and fuzzy feeling! Keep the temperature in the home at a comfortable level. Light some candles in the bathrooms and make sure it smells nice and clean. Have fresh flowers around the house.</p>
<p><span style="font-weight: bold;">But don’t make it too personal</span></p>
<p>Make them feel welcome, but don’t go too far. Too much personality, for example in the form of personal possessions and family photos makes it hard for buyers to visualize living in the space.</p>
<p><span style="font-weight: bold;">Clear out the Clutter</span></p>
<p>Make sure your property is clutter-free for all your viewings. This will make your home look and feel bigger, and the buyers will be able to imagine how they could make the space their own. Make sure that there is a clean, logical flow through the home by getting rid of all excess furniture. Less is more.</p>
<p><span style="font-weight: bold;">Improve Lighting</span></p>
<p>This is another way to make your home seem more spacious. Open all your curtains and flood the space with natural light. Make sure the darker rooms are also lit. Invest in some light fixtures and fittings, and place them strategically to illuminate even the gloomiest of areas.</p>
<p><span style="font-weight: bold;">Decorate to Sell That House</span></p>
<p>Slap on a fresh coat of paint in a neutral color to give it that blank canvas look but do not be too sterile. Have some contrast in the trim as well as the ceiling. Neutral colors make properties appear lighter and brighter, so take advantage of this inexpensive and easy option. You may also add color with decorative window coverings, rugs, and towels.</p>
<p><span style="font-weight: bold;">Clean Up Your Act</span></p>
<p>Your home should be spotless. Make sure the beds are made and the countertops are free of clutter. The dishes should be put away and nothing should be scattered on the floor. Don’t forget to tidy your garden too: Cut the shrubs back, sweep the patio, and wipe down the backyard furniture.</p>
<p><span style="font-weight: bold;">Those Minor Repairs You Put Off</span></p>
<p>It is easy to forget things such as broken doorknobs, cracked tiles, holes in walls and damaged but buyers will notice them first thing as they are walking around your home.</p>
<p><span style="font-weight: bold;">Maximize Your Space</span></p>
<p>The golden rule of selling is to make your space look and feel bigger and better than what your competitors have to offer. We’ve already mentioned that lighting your home, both naturally and artificially, can maximize your assets, but getting rid of bulky furniture can also be a great way of making the most of what you have. Large pieces of furniture make a space feel smaller, so put these items into storage and dress your home with more compact pieces.</p>
<p><span style="font-weight: bold;">Don’t Forget Your Floors</span></p>
<p>Make the investment of improving and investing in those floors. Worn carpets and damaged vinyl floors need to be replaced, and wooden floors especially should undergo some maintenance. This is not chap by any means, but the prospect of selling your home for the best possible price will likely outweigh the cost.</p>
<p><span style="font-weight: bold;">Remove Pets During Showings</span></p>
<p>You do not need to remind the potential buyer that the previous owner kept pets.</p>
<p>Try to remove your pets from your home when you are showing the home. Having a pet in the house or yard can create complications for your agent while trying to show the house, and puts your pet at risk of accidentally getting out during the showing. There are also liability issues to deal with as well. They may react differently to stranger and it may cause them stress. All pet-related damage should be repaired prior to showing the home. Make sure to also remove all odors and stains. New visitors will notice smells when they come to view the house. This is not something you want to happen. Have your carpet and floors professionally cleaned or replaced. Pick up any messes in the backyard and have any sod replaced and other damage repaired.
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<p>The post <a rel="nofollow" href="https://blog.pinnacleresales.com/buying-or-selling-tips/make-property-attractive-homebuyers-2.html">Make Your Property More Attractive for Homebuyers</a> appeared first on <a rel="nofollow" href="https://blog.pinnacleresales.com">The Pinnacle Real Estate Company</a>.</p>
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		<title>Make Your Property More Attractive for Homebuyers</title>
		<link>https://blog.pinnacleresales.com/buying-or-selling-tips/make-property-attractive-homebuyers.html</link>
		<comments>https://blog.pinnacleresales.com/buying-or-selling-tips/make-property-attractive-homebuyers.html#comments</comments>
		<pubDate>Tue, 22 Apr 2014 08:20:10 +0000</pubDate>
		<dc:creator><![CDATA[Pinnacle Real Estate]]></dc:creator>
				<category><![CDATA[Buying or Selling ?]]></category>

		<guid isPermaLink="false">https://blog.pinnacleresales.com/?p=42</guid>
		<description><![CDATA[<p>Homebuyers make up their minds about a property in the first few minutes. Make sure your home makes that vital first impression. New paint does wonders. Make sure the front yard is flawless with manicured lawns and attractive foliage. Add a hanging basket or some flower pots at the door. The front door is also critical, make sure the hardware is presentable.</p>
<p>Click here to learn about how you can make your property more attractive for homebuyers.</p>
<p>The post <a rel="nofollow" href="https://blog.pinnacleresales.com/buying-or-selling-tips/make-property-attractive-homebuyers.html">Make Your Property More Attractive for Homebuyers</a> appeared first on <a rel="nofollow" href="https://blog.pinnacleresales.com">The Pinnacle Real Estate Company</a>.</p>
]]></description>
				<content:encoded><![CDATA[<p><strong><span style="line-height: 1.5;">Ensure a Good First Impression</span></strong></p>
<p>Homebuyers make up their minds about a property in the first few minutes. Make sure your home makes that vital first impression. New paint does wonders. Make sure the front yard is flawless with manicured lawns and attractive foliage. Add a hanging basket or some flower pots at the door. The front door is also critical, make sure the hardware is presentable.</p>
<p><strong>Make them Feel Welcome</strong></p>
<p>Don’t forget buying a home is in many ways an emotional decision, so it’s important to give buyers that warm and fuzzy feeling! Keep the temperature in the home at a comfortable level. Light some candles in the bathrooms and make sure it smells nice and clean. Have fresh flowers around the house.</p>
<p><strong>But don’t make it too personal</strong></p>
<p>Make them feel welcome, but don’t go too far. Too much personality, for example in the form of personal possessions and family photos makes it hard for buyers to visualize living in the space.</p>
<p><strong>Clear out the Clutter</strong></p>
<p>Make sure your property is clutter-free for all your viewings. This will make your home look and feel bigger, and the buyers will be able to imagine how they could make the space their own. Make sure that there is a clean, logical flow through the home by getting rid of all excess furniture. Less is more.</p>
<p><strong>Improve Lighting</strong></p>
<p>This is another way to make your home seem more spacious. Open all your curtains and flood the space with natural light. Make sure the darker rooms are also lit. Invest in some light fixtures and fittings, and place them strategically to illuminate even the gloomiest of areas.</p>
<p><strong>Decorate to Sell That House</strong></p>
<p>Slap on a fresh coat of paint in a neutral color to give it that blank canvas look but do not be too sterile. Have some contrast in the trim as well as the ceiling. Neutral colors make properties appear lighter and brighter, so take advantage of this inexpensive and easy option. You may also add color with decorative window coverings, rugs, and towels.</p>
<p><strong>Clean Up Your Act</strong></p>
<p>Your home should be spotless. Make sure the beds are made and the countertops are free of clutter. The dishes should be put away and nothing should be scattered on the floor. Don’t forget to tidy your garden too: Cut the shrubs back, sweep the patio, and wipe down the backyard furniture.</p>
<p><strong>Those Minor Repairs You Put Off</strong></p>
<p>It is easy to forget things such as broken doorknobs, cracked tiles, holes in walls and damaged but buyers will notice them first thing as they are walking around your home.</p>
<p><strong>Maximize Your Space</strong></p>
<p>The golden rule of selling is to make your space look and feel bigger and better than what your competitors have to offer. We’ve already mentioned that lighting your home, both naturally and artificially, can maximize your assets, but getting rid of bulky furniture can also be a great way of making the most of what you have. Large pieces of furniture make a space feel smaller, so put these items into storage and dress your home with more compact pieces.</p>
<p><strong>Don’t Forget Your Floors</strong></p>
<p>Make the investment of improving and investing in those floors. Worn carpets and damaged vinyl floors need to be replaced, and wooden floors especially should undergo some maintenance. This is not chap by any means, but the prospect of selling your home for the best possible price will likely outweigh the cost.</p>
<p><strong>Remove Pets During Showings</strong></p>
<p>You do not need to remind the potential buyer that the previous owner kept pets.</p>
<p>Try to remove your pets from your home when you are showing the home. Having a pet in the house or yard can create complications for your agent while trying to show the house, and puts your pet at risk of accidentally getting out during the showing. There are also liability issues to deal with as well. They may react differently to stranger and it may cause them stress. All pet-related damage should be repaired prior to showing the home. Make sure to also remove all odors and stains. New visitors will notice smells when they come to view the house. This is not something you want to happen. Have your carpet and floors professionally cleaned or replaced. Pick up any messes in the backyard and have any sod replaced and other damage repaired.
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<p>The post <a rel="nofollow" href="https://blog.pinnacleresales.com/buying-or-selling-tips/make-property-attractive-homebuyers.html">Make Your Property More Attractive for Homebuyers</a> appeared first on <a rel="nofollow" href="https://blog.pinnacleresales.com">The Pinnacle Real Estate Company</a>.</p>
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